CRA has testified in several class action matters involving the origination or securitization of mortgage loans. These matters involved subprime lending, option ARM loans, reverse mortgages, forced place insurance, joint ventures, discrimination allegations, insurance claims on FHA loans, and residential mortgage backed securities.
Fair lending: Considerations when searching for less discriminatory alternatives
The Consumer Financial Protection Bureau increasingly expects institutions to explore less discriminatory alternatives (LDAs) as part of their disparate impact...