Marsha Courchane moderated a panel entitled, “Product Selection: Unfair, Deceptive, and Abusive Practices” at the conference: Consumer Financial Protection Regulations: How Do They Measure Up? The panelists examined the renewed emphasis on laws and regulations and will describe the concepts, data, and methodology needed to declare an act or practice unfair, deceptive, or abusive and to measure the effectiveness of current guidelines in curbing such practices.
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Community credit needs assessments—why now?
The CFPB has discarded the statistically based analyses that were key to investigating and uncovering systematic patterns. While institutions may find the...