In this issue of Insights, we present statistics from the 2015 Home Mortgage Disclosure Act (HMDA) data, and examine several important trends evident in the data during the period 2006–2015. We also examine the trends in lending by race and ethnicity nationally, and within selected geographies. To read more, click the link below.
Fair lending: Considerations when searching for less discriminatory alternatives
The Consumer Financial Protection Bureau increasingly expects institutions to explore less discriminatory alternatives (LDAs) as part of their disparate impact...