Interactive map of demographic changes in the United States

An interactive map of demographic changes in the United States

CRA developed an interactive map that you can use to observe race and ethnicity trends by census tracts within any Metropolitan Statistical Area (MSA) of the United States. These trends have important fair lending implications for those products where protected class status must be inferred, including auto lending, mortgage servicing, payday lending, credit cards, student lending and HELOCs.

Why did CRA create the map?

Beginning in 2017, the Federal Financial Institutions Examination Council (FFIEC) replaced its population and demographic data, formerly drawing on the 2010 Census, with data from five-year estimates from the annual American Community Survey (ACS). CRA wanted to compare the 2011-2015 ACS data with the 2010 Census data, identify a number of key national trends, and explore the underlying changes in selected geographies. In concert with this research, we created our interactive map to explore demographic changes at the census tract level.

What can I learn from the map?

  • Population trends in all populated tracts within an MSA
  • Direction and magnitude of the selected race or ethnicity’s proportional trajectory within an MSA (indicated by color-coding)
  • Detailed information on the demographic changes of a selected race or ethnicity (indicated if you hover your cursor over a particular tract)
  • Population percentages and the exact net change in percentage points

How does the map work?

  1. Select an MSA to focus on.
  2. Select a race or ethnicity.
  3. Click the search icon in the upper-left corner of the map and the MSA you selected. This will center the map on that MSA. You can also use your mouse to drag the map.


Arthur P. Baines
Vice President
Co-Practice Leader of Financial Economics
Washington, DC

Dr. Adam Gailey
Washington, DC