This article provides an overview of approaches that can be used in fair lending analysis for prescreened solicitation, underwriting, credit line assignment, and pricing of credit card accounts. To read the article, click below. For more in-depth coverage, David Skanderson and Dubravka Ritter published a discussion paper entitled “Fair Lending Analysis of Credit Cards” for the Federal Reserve Bank of Philadelphia.
Redlining: Changes to Metro Area definitions in the 2024 HMDA data will impact redlining analyses
The updated Metropolitan Statistical Areas (“MSAs”) and Metropolitan Divisions (“MDs”), and changes to county-equivalents in Connecticut, took effect for Home...