CRA Insights

Analyzing the fair lending risk of credit card operations

August 21, 2014

This article provides an overview of approaches that can be used in fair lending analysis for prescreened solicitation, underwriting, credit line assignment, and pricing of credit card accounts. To read the article, click below. For more in-depth coverage, David Skanderson and Dubravka Ritter published a discussion paper entitled “Fair Lending Analysis of Credit Cards” for the Federal Reserve Bank of Philadelphia.

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