financial litigation and regulation
Services

Financial Regulatory Compliance

An expert team of consultants, including former academics and regulators.

Our experts assist financial institutions and their counsel manage exposure to compliance issues, including discrimination with respect to pricing, underwriting, steering, servicing, and redlining on the basis of race, ethnicity, gender and age. Our work focuses on the quantitative analysis of regulatory risks associated with consumer and small business lending products, including those created by artificial intelligence and machine learning techniques.

Recent assignments provided regulatory support with respect to the Fair Housing Act, the Equal Credit Opportunity Act, and allegations of Unfair, Deceptive, or Abusive Acts and Practices. This work has been performed over a wide range of consumer and small business lending products, including mortgages, auto finance, credit cards, student lending, unsecured products, as well as various depository products.

Our team uses econometric and statistical analyses to examine application and loan level data at the origination, pricing, and servicing stages for depository institutions and non-depository institutions, including FinTech firms.

Our Focus Areas

Engagements

  • 01
    Lending discrimination
    Dr. Courchane provided expert testimony in a lawsuit brought by Plaintiffs against a major lender, alleging lending discrimination which led to increased...
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  • 02
    Fair lending: analytical support
    CRA provided analytical support for regulatory reviews for banking clients facing investigations by the CFPB, the FDIC, the Federal Reserve Board and the...
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  • 03
    Fair lending: expert testimony
    CRA staff and experts have provided expert testimony on behalf of both plaintiffs and defendants on matters involving allegations of discrimination in lending...
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