Retail Auto Finance

Through years of research, market analysis and consulting projects with market participants, CRA has a deep understanding of the complex relationship among automobile manufacturers, franchised dealers, and the financial institutions that finance retail transactions. Additionally, we understand the relevant state and federal regulatory structures and their important role in this complex market. CRA combines industry-specific knowledge with unparalleled expertise in finance, valuation, fair lending, competition, forensic accounting, and the quantification of economic damages.


  • 01
    Expert on behalf of automobile manufacturer
    A CRA consultant served as an expert witness for a major automobile manufacturer alleged by a franchised dealer to utilize a sales performance metric that was...
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  • 02
    Automobile financing alleged monopolization
    CRA consultants advised counsel to Credit Acceptance Corporation (CAC) in defending litigation regarding alleged monopolization in the used automobile...
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  • 03
    Indirect lending—regulation and litigation
    CRA provided fair lending analyses for a major automotive lender in response to a DOJ investigation and separate class action litigation. The DOJ closed the...
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