Fair Lending: Implications for the Indirect Auto Finance Market
Over the past few years, regulatory focus on fair lending examination of the indirect automotive finance market has increased significantly. In this paper, the...
Deep subject matter expertise in the retail automotive industry.
Through years of research, market analysis and consulting projects with market participants, CRA has a deep understanding of the complex relationship among automobile manufacturers, franchised dealers, and the financial institutions that finance retail transactions. Additionally, we understand the relevant state and federal regulatory structures and their important role in this complex market. CRA combines industry-specific knowledge with unparalleled expertise in finance, valuation, fair lending, competition, forensic accounting, and the quantification of economic damages.
Meet our team
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Arthur P. BainesVice President, Co-Practice Leader of Financial Economics
Washington, DC
+1-202-662-7838 abaines@crai.com![]()
Engagements
- 01Expert on behalf of automobile manufacturerServed as an expert witness for a major automobile manufacturer alleged by a franchised dealer to utilize a sales performance metric that was unreasonable,...View engagement
- 02Automobile financing alleged monopolizationCRA consultants advised counsel to Credit Acceptance Corporation (CAC) in defending litigation regarding alleged monopolization in the used automobile...View engagement
- 03Indirect lending—regulation and litigationCRA provided fair lending analyses for a major automotive lender in response to a DOJ investigation and separate class action litigation. The DOJ closed the...View engagement