Fair lending considerations for auto finance payment deferrals related to COVID-19
Many auto finance providers have responded to the COVID-19 crisis by offering deferred payment options and other forms of financial assistance to their...
The work of Mr. Baines generally involves analysis of economic and financial condition, development of financial and econometric models, evaluation of financial performance, the evaluation of consumer credit lending and fair lending practices, the study of underlying information systems, and the migration and development of large analytic databases.
Mr. Baines has considerable experience assisting clients in complex, multi-district class action litigations on issues related to class certification, liability, and damages. Mr. Baines has assisted numerous clients in the design, implementation, and monitoring of governance and compliance programs related to conflicts of interest, financial disclosure, and various consent decrees. This work has encompassed many companies in a wide range of industries and has been performed for the purpose of improving financial management and reporting, evaluating financial decisions, and determining liability and damages in adversarial proceedings. Mr. Baines has issued expert reports in a variety of adversarial forms and testified on matters relating to causality and damages.