Regulatory Compliance Analytics

CRA has deep subject matter expertise in the in the validation of consumer credit and fraud detection models. Through years of research, market analysis and consulting projects with market participants, we have a deep understanding of the requirements for model risk management that accompany consumer model development. Additionally, we understand the relevant federal regulatory guidance such as SR 11-7/OCC 2011-12. CRA combines industry-specific knowledge with expertise in data analysis and model building and validation techniques. CRA assesses the model’s development data, theory and construction, assumptions and limitations, and performance, as well as the model documentation and control framework.

CRA has deep subject matter expertise in the evaluation of credit and fraud risk. We provide research, market analysis, and credit risk analytics. We bring together macro, micro, and regulatory experience to help companies assess their credit risk positions and models. CRA combines industry-specific knowledge with expertise in data analysis, econometric model building and validation techniques. CRA helps institutions understand the place of credit risk analysis among an institutions other risk dimensions including regulatory compliance and fair lending risk.