What is disparate impact testing?
Disparate impact testing requires quantitatively testing models for fairness with respect to classes of borrowers protected under the Equal Credit Opportunity...
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Dr. Marsha J. Courchane, Vice President and Practice Leader, Charles River Associates, heads the Financial Economics Practice.
She specializes in financial institution analyses for regulatory reviews and in support of litigation. Dr. Courchane is a leading expert in the areas of mortgage and consumer lending. Dr. Courchane engages in research and analyses with respect to mortgage markets, fair lending, consumer credit, automobile finance, securitization, credit risk, and redlining issues. She has published in several journals, including the Atlantic Economic Journal, Journal of Real Estate Research, Journal of Economics and Business, Housing Policy Debate, Applied Economics, Journal of Housing Research, Journal of Real Estate Finance and Economics, Canadian Journal of Economics, Property Management, International Real Estate Review and Real Estate Economics. She serves or has served on the editorial boards for the Journal of Housing Research, the Journal of Real Estate Research, and for the International Journal of Housing Markets and Analysis and referees for several journals. Dr. Courchane is a Fellow of the Weimer School of Advanced Studies in Real Estate and Land Economics. She is a member of Counselors in Real Estate (CRE). She was the Executive Vice President of the American Real Estate and Urban Economics Association (2008–2019) and served on the Board of Directors of the American Real Estate Society (2008–2014).