CRA has testified in several class action matters involving the origination or securitization of mortgage loans. These matters involved subprime lending, option ARM loans, reverse mortgages, forced place insurance, joint ventures, discrimination allegations, insurance claims on FHA loans, and residential mortgage backed securities.
The mortgage market in 2024: Highlights from the data reported under the Home Mortgage Disclosure Act
The information collected and reported under HMDA covers each mortgage application submitted to and mortgages purchased by the reporting institution and is...