Marsha Courchane presented on “Emerging Trends in Fair Lending and Servicing” at CBA LIVE 2012: Banking on the Future. This session examined the fair lending issues surrounding mortgage servicing including workout distribution, rate concessions, and term extensions.
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Fair lending: Considerations when searching for less discriminatory alternatives
The Consumer Financial Protection Bureau increasingly expects institutions to explore less discriminatory alternatives (LDAs) as part of their disparate impact...