Marsha Courchane presented on “Emerging Trends in Fair Lending and Servicing” at CBA LIVE 2012: Banking on the Future. This session examined the fair lending issues surrounding mortgage servicing including workout distribution, rate concessions, and term extensions.
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Community credit needs assessments—why now?
The CFPB has discarded the statistically based analyses that were key to investigating and uncovering systematic patterns. While institutions may find the...