Arthur Baines and David Skanderson are co-presenting “Fair Lending—Beyond the Basics.” Arthur will discuss fair lending considerations in auto finance while David will discuss fair lending in the credit card space. They will address the current regulatory environment, recent enforcement actions, proxies for race/gender/ethnicity and key analytical considerations.
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What is disparate impact testing?
Disparate impact testing requires quantitatively testing models for fairness with respect to classes of borrowers protected under the Equal Credit Opportunity...