In this article Marsha Courchane, Senior Contractor Rajeev Darolia and Peter Zorn of Freddie Mac examine some of the observed trends and changes in the types and levels of broker compensation that existed before the regulatory change that brought about the implementation of the Federal Reserve Board’s (FRB) new loan officer compensation rule. They also examine the variance in broker compensation across geographies, across lenders, across borrower types, and across loan products.
Lenders: Analyze your 2024 redlining risk now
The Consumer Financial Protection Bureau released the preliminary 2024 Home Mortgage Disclosure Act (HMDA) data on March 31, 2025. With this release, mortgage...