The financial landscape has changed significantly since the passage of the Community Reinvestment Act (CRA) in 1977. This paper provides an overview of how these changes have affected the coverage of the CRA, the structure of CRA regulated institutions, and their effectiveness in meeting the goals of the CRA. Marsha J. Courchane is co-author of this paper along with Robert B. Avery of the Federal Reserve Board of Governors and Peter M. Zorn of Freddie Mac.
Preparing for regulatory audits in an era of affordability scrutiny
CRA Vice President and Energy Practice Leader Jim McMahon wrote for Utility Dive about the growing significance of utility audits, their lasting impact, and...