CRA provided analytical support for regulatory reviews for banking clients facing investigations by the CFPB, the FDIC, the Federal Reserve Board and the Office of the Comptroller of the Currency. Our analyses revealed there was no evidence of fair lending compliance issues when mortgage lending decisions were modeled properly.
The mortgage market in 2024: Highlights from the data reported under the Home Mortgage Disclosure Act
The information collected and reported under HMDA covers each mortgage application submitted to and mortgages purchased by the reporting institution and is...