CRA provided analytical support for regulatory reviews for banking clients facing investigations by the CFPB, the FDIC, the Federal Reserve Board and the Office of the Comptroller of the Currency. Our analyses revealed there was no evidence of fair lending compliance issues when mortgage lending decisions were modeled properly.
A preview of the latest HMDA data
This CRA Insight analyzes the mortgage application activity to minorities using the 2024 Home Mortgage Disclosure Act (HMDA) data. The benchmark is the...