In this paper Charles River Associates presents statistics from the 2010 data and provides an examination of several important trends evident in the HMDA data during the period 2006-2010. The authors also examine the trends in lending by race and ethnicity nationally and within selected geographies.
COVID-19 crisis – Mortgage forbearance considerations
During the current COVID-19 crisis, many financial institutions have responded by tightening their lending standards while increasing allowable forbearance...