In this paper Charles River Associates presents statistics from the 2010 data and provides an examination of several important trends evident in the HMDA data during the period 2006-2010. The authors also examine the trends in lending by race and ethnicity nationally and within selected geographies.
What CFPB enforcement history reveals about future priorities
The authors analyze the enforcement activity under each of the directors who served the CFPB since its inception and the civil money penalties collected by...