In this issue of Insights, we present statistics from the 2015 Home Mortgage Disclosure Act (HMDA) data, and examine several important trends evident in the data during the period 2006–2015. We also examine the trends in lending by race and ethnicity nationally, and within selected geographies. To read more, click the link below.
What is disparate impact testing?
Disparate impact testing requires quantitatively testing models for fairness with respect to classes of borrowers protected under the Equal Credit Opportunity...