In this issue of Insights, we present statistics from the 2015 Home Mortgage Disclosure Act (HMDA) data, and examine several important trends evident in the data during the period 2006–2015. We also examine the trends in lending by race and ethnicity nationally, and within selected geographies. To read more, click the link below.
Community credit needs assessments—why now?
The CFPB has discarded the statistically based analyses that were key to investigating and uncovering systematic patterns. While institutions may find the...