Arthur Baines and Dr. Marsha Courchane review the Consumer Financial Protection Bureau’s bulletin on fair lending compliance in the indirect auto arena and analyze how it may impact dealer discretion and the prices faced by car-buying consumers. They contrast the difference between franchised car dealers and mortgage brokers.
Lenders: Analyze your 2024 redlining risk now
The Consumer Financial Protection Bureau released the preliminary 2024 Home Mortgage Disclosure Act (HMDA) data on March 31, 2025. With this release, mortgage...