CRA provided fair lending analyses for a major automotive lender in response to a DOJ investigation and separate class action litigation. The DOJ closed the investigation without bringing charges against the client. In multiple engagements for captive finance arms and their parent companies, we performed several detailed financial analyses of the automotive retail channel.
The mortgage market in 2024: Highlights from the data reported under the Home Mortgage Disclosure Act
The information collected and reported under HMDA covers each mortgage application submitted to and mortgages purchased by the reporting institution and is...