A recent Consumer Financial Protection Bureau (CFPB) bulletin makes it clear that certain lenders that offer auto loans through dealerships are liable under the Equal Credit Opportunity Act (ECOA). In this paper, the authors frame the cost of auto financing in the context of the overall vehicle purchase transaction, whereby multiple products and services are bundled and simultaneously priced. They also draw distinctions between the roles of the auto dealership and the mortgage broker in their respective markets, since the role of mortgage brokers has figured prominently in fair lending enforcement actions by federal regulators over the last 24 months.
Were shareholders harmed by Senate Bill 21’s amendments to the Delaware General Corporation Law?
Delaware Governor Meyer signed into law Senate Bill 21 (SB21) in March 2025, updating Delaware’s corporate law, with some of the key provisions including safe...