Over the past few years, regulatory focus on fair lending examination of the indirect automotive finance market has increased significantly. In this paper, the authors illustrate the complexities of indirect automobile financing and evaluate current regulatory fair lending practices observed in the industry. To read the paper, click the link below.
A preview of the latest HMDA data
This CRA Insight analyzes the mortgage application activity to minorities using the 2024 Home Mortgage Disclosure Act (HMDA) data. The benchmark is the...