Over the past few years, regulatory focus on fair lending examination of the indirect automotive finance market has increased significantly. In this paper, the authors illustrate the complexities of indirect automobile financing and evaluate current regulatory fair lending practices observed in the industry. To read the paper, click the link below.
What CFPB enforcement history reveals about future priorities
The authors analyze the enforcement activity under each of the directors who served the CFPB since its inception and the civil money penalties collected by...