Over the past few years, regulatory focus on fair lending examination of the indirect automotive finance market has increased significantly. In this paper, the authors illustrate the complexities of indirect automobile financing and evaluate current regulatory fair lending practices observed in the industry. To read the paper, click the link below.
The mortgage market in 2024: Highlights from the data reported under the Home Mortgage Disclosure Act
The information collected and reported under HMDA covers each mortgage application submitted to and mortgages purchased by the reporting institution and is...